Saturday, August 30, 2014

Jan Dhan scheme

Bank Employees asked more wages from Government!
Honourable P.M. NAMO Obliged to give!
Of course, not more wages ,but more Work!

 Yes, Bank employees should work 8A.M. to 8P.M on Saturdays
to open New accounts under Jan Dhan scheme.
Do the Finance Ministry knows that the accounts opened under Jan Dhan are duplicate, triplicate and quartiplicate?
Yes, those who already having bank accounts have opned new accounts
in the same bank or the other, to avail the benefits that are announced
along with new account.
Jan Dhan account is only an extention of Financial inclution scheme by UPA.


We , bank employees, have seen several times in the past, 
these type  of popular schemes and pressure given by
Government authorities to finish before a targested date,
right from the days of Mr. Janarthana Pujari of Congress in 1980s.

The purpose of these scheme is to give some benefit to people and get their vote.
If the Government is more serious about including all the citizens in to banking
habit, it should open more and more bank branches in unbanked rural areas.
Ask private banks also to follow Govt. guidelines.

 Nowadays, bank employees are considered as NGOs.
They should not ask for compensation for this extra time work.
In future bank employees may be asked to reduce their salary.

***********************************************************************
Reports from News Papers!

Jan Dhan camps by banks on all Saturdays, 1.84 cr A/Cs opened
By PTI | 29 Aug, 2014, 07.01PM IST-Economictimes.

NEW DELHI:
Over 1.84 crore bank accounts have been opened under the
Jan Dhan scheme and banks will organise camps from 8 am to 8 pm
on all Saturdays to reach out to unbanked households,
the government said today.

"It has been decided that henceforth, the banks will be holding such camps
on weekly basis, from 8 am to 8 pm on all Saturdays so that the
target of covering unbanked households is achieved well in time,"
a finance ministry statement said.
It further said that beneficiaries, who already have a bank account,
are also eligible to take benefits of accident insurance of Rs 1 lakh
and life insurance of Rs 30,000 under this scheme by getting a RuPay card
 issued from their bank branch before January 26, 2015.
Prime Minister Narendra Modi yesterday launched the
Pradhan Mantri Jan Dhan Yojna, a mega financial inclusion scheme,
to cover about 7.5 crore unbanked households.
The statement said  more than 70,000 camps were held all over the country
and 1,84,68,000 accounts were opened.
Under the scheme, a person from an unbanked household, opening an account will get
a RuPay debit card with a Rs 1 lakh accident insurance cover.
An additional Rs 30,000 life insurance cover will also be given if the accounts are
opened till January 26, 2015.
"The modalities of this additional life cover are being worked out by the
Department of Financial Services," the statement added.



17 comments:

KANAGARAJ JAGANATHAN said...

I do not understand why the Govt. is targeting the PSBs for opening of accounts for the 7.5 crores unbanked families. They are having Post offices almost in all Villages and thro' the Post office they can easily open the Savings Bank Accounts and pass the subsidy and other payments to the unbanked people. In Metro, Urban and Semi Urban places, almost all the families have their accounts with either PSBs or Private Banks. The reason behind the motive being, the Post Office staff have a Strong Union which is functioning for the welfare of their members. Whereas the union leaders in the PSBs are SPINELESS, DEAF & DUMB AND EVEN BLIND. See, the Finance Ministry has instructed that the bank staff has to work 8.00 AM to 8.00 PM on saturdays for the success of the Prathan Mantri Jan Dhan Scheme. BUT THE UNION LEADERS WHO HAVE TO OPPOSE THIS, HAVE GONE UNDERGROUND.

Anonymous said...
This comment has been removed by a blog administrator.
chandu said...

with in three months of charge taken by pm doing lot of things, what happened to our beloved neta(mv murali) not taking any initiative? it almost 2years, when will you take action? it is the right time to start our struggles for achieving good %, let the pm know our problems by calling strike, we are behind you comrade murali, pls take action very quickly, pls pls pls cal strike, all staff members waiting for your call, if you further delay, every one will loose hope on the union, already lot of people lost.

Anonymous said...

Dear prime minister
Congratulations for successful implementation of Jan dhan yojna. we as a banker and as a person appreciate this scheme of yours. We like to congratulate each n every colleague banker for making this scheme successful but at the same time can u please answer some of our questions:

1. Why there is no defined working hours of bankers.

2. Why we are least paid sector in the country despite being a sector of highest growth rate.

3. Where is your 100 days wage revision plan.

4. Is 13% wage hike is justified in a country where inflation is 5 to 10% and the banking sector is the most profitable.

5. No incentive for a hardworking banker who works 9 to 9.

6. Are bankers human beings.

7. Who is responsible for suicides by bankers and who will take care of his/ her family afterwards.

8. Why there is no social life for bankers.

9. Why there is nothing recreational in a banker's life.

10. Why most of the bankers are deprived of their family/ home town most of the time in their service.

11.Why there is 3 year 5 year transfer policy.

12.Why there is lesser holidays in banks than other govt depts.

13. Why not 5 day week or shifting in banks if all other govt depts are having 5 day week.

and many more unanswered questions.

Always Your faithfully

A neglected banker

Dear colleagues is msg ko itna forward kro ki Ye Modi Ji tak pahuche tabhi ek banker ke acche din aayenge.
Fight for your rights.

Anonymous said...

Dear prime minister
Congratulations for successful implementation of Jan dhan yojna. we as a banker and as a person appreciate this scheme of yours. We like to congratulate each n every colleague banker for making this scheme successful but at the same time can u please answer some of our questions:

1. Why there is no defined working hours of bankers.

2. Why we are least paid sector in the country despite being a sector of highest growth rate.

3. Where is your 100 days wage revision plan.

4. Is 13% wage hike is justified in a country where inflation is 5 to 10% and the banking sector is the most profitable.

5. No incentive for a hardworking banker who works 9 to 9.

6. Are bankers human beings.

7. Who is responsible for suicides by bankers and who will take care of his/ her family afterwards.

8. Why there is no social life for bankers.

9. Why there is nothing recreational in a banker's life.

10. Why most of the bankers are deprived of their family/ home town most of the time in their service.

11.Why there is 3 year 5 year transfer policy.

12.Why there is lesser holidays in banks than other govt depts.

13. Why not 5 day week or shifting in banks if all other govt depts are having 5 day week.

and many more unanswered questions.

Always Your faithfully

A neglected banker

Dear colleagues is msg ko itna forward kro ki Ye Modi Ji tak pahuche tabhi ek banker ke acche din aayenge.
Fight for your rights.

Prithvi bisht said...

Iss sarkar se bharosa uth gya.... aur ye union ne to choodiyaan pehen li hain.... ab to aur bure din aane waale hain.....

KANAGARAJ JAGANATHAN said...

Particularly, the PSBs are running with depleted staff strength and the the PSBs are also pushing thro' the opening of new branches without adequate staff being recruited. Due to these activities, the existing bankers are overloaded and strained which the executives and the Middle Managements are not concerned about. Now the Govt. has started its harassment by way of opeing of zero balance accounts for Jan Dhan Yojana Scheme. I furnish here one Mr.Maxy's comments in Important Banking News on 30.08.2014 for our fellow bankers and followers of this site with regard to our Wage Revision connected with PMJDY scheme.
Avg expense in opening a zero balance PMJDY account-
Saving form- Rs. 4.
Passbook- Rs. 10.
Debit card- Rs. 20.
Postage charges- Rs. 5.
PMJDY kit- Rs. 25.
Opening ceremony- Rs. 6.
Other expenses- Rs.5
Total- Rs. 75.

Total expense on day 1 of PMJDY- Rs. 112.5 crore.

Banks cant bear load of wage revision.
Ticket Booking……. Bank
Tax payment………. Bank
Loans………………… Bank
ATM/Debit Cards…… Bank
Credit Cards………… Bank
Online Purchasing…. Bank
I-Banking…………….. Bank
Fee deposits………… Bank
Salary A/C.………… Bank
PAN Card request…. Bank
Main Govt A/c……… Bank
Govt Schemes……… Bank
Demat A/C………… Bank
RTGS……………….. Bank
NEFT…………….. Bank
Insurance facilities….. Bank
Medical insurance……. Bank
Mutual Fund……………. Bank
AADHAR Card……….. Bank
Gas connection…….. Bank
SALARY REVISION ??????
Forget yaa….. this issue doesn’t come into the ambit of BANKS.
SALARY HIKE reserved for_____MPs, Govt Bodies…..Central or State, Schools……etc
We are made for only work & work not for any demands………….THINK WHERE WE ARE HEADING.......Friends please support us in our endeavor to fight with the government to raise our pay cheques so that we can live peacefully and honorably with our heads held high. Please share and let the world know about this disparity.

vinod gupta said...

all fake accounts those people who had a/c had their 2nd 3rd a/c & who is going to give insurance and from when not clear 30000 insurance no paper taken for that how it will work in dena bank a/cs opened in last fortnigt were called jan dhan a/c just eye washing polishing or desi lang tatta lifting is more in banks no body will talk about ot, wage working hrs etc etc forget we r for screwing and will be screwed till we leave bank or retire or die or in some cases suiside jai hind jai bharat acche din aa gaye koi muje samjaye ki unrepresented area may kitne jan dhan ka camp tha jo 2 crore a/c may 20 bhi khula ho to open challenge hai

Anonymous said...

Particularly, the PSBs are running with depleted staff strength and the the PSBs are also pushing thro' the opening of new branches without adequate staff being recruited. Due to these activities, the existing bankers are overloaded and strained which the executives and the Middle Managements are not concerned about. Now the Govt. has started its harassment by way of opeing of zero balance accounts for Jan Dhan Yojana Scheme. I furnish here one Mr.Maxy's comments in Important Banking News on 30.08.2014 for our fellow bankers and followers of this site with regard to our Wage Revision connected with PMJDY scheme.
Avg expense in opening a zero balance PMJDY account-
Saving form- Rs. 4.
Passbook- Rs. 10.
Debit card- Rs. 20.
Postage charges- Rs. 5.
PMJDY kit- Rs. 25.
Opening ceremony- Rs. 6.
Other expenses- Rs.5
Total- Rs. 75.

Total expense on day 1 of PMJDY- Rs. 112.5 crore.

Banks cant bear load of wage revision.
Ticket Booking……. Bank
Tax payment………. Bank
Loans………………… Bank
ATM/Debit Cards…… Bank
Credit Cards………… Bank
Online Purchasing…. Bank
I-Banking…………….. Bank
Fee deposits………… Bank
Salary A/C.………… Bank
PAN Card request…. Bank
Main Govt A/c……… Bank
Govt Schemes……… Bank
Demat A/C………… Bank
RTGS……………….. Bank
NEFT…………….. Bank
Insurance facilities….. Bank
Medical insurance……. Bank
Mutual Fund……………. Bank
AADHAR Card……….. Bank
Gas connection…….. Bank
SALARY REVISION ??????
Forget yaa….. this issue doesn’t come into the ambit of BANKS.
SALARY HIKE reserved for_____MPs, Govt Bodies…..Central or State, Schools……etc
We are made for only work & work not for any demands………….THINK WHERE WE ARE HEADING.......Friends please support us in our endeavor to fight with the government to raise our pay cheques so that we can live peacefully and honorably with our heads held high. Please share and let the world know about this disparity.

Anonymous said...

Dear prime minister
Congratulations for successful implementation of Jan dhan yojna. we as a banker and as a person appreciate this scheme of yours. We like to congratulate each n every colleague banker for making this scheme successful but at the same time can u please answer some of our questions:

1. Why there is no defined working hours of bankers.

2. Why we are least paid sector in the country despite being a sector of highest growth rate.

3. Where is your 100 days wage revision plan.

4. Is 13% wage hike is justified in a country where inflation is 5 to 10% and the banking sector is the most profitable.

5. No incentive for a hardworking banker who works 9 to 9.

6. Are bankers human beings.

7. Who is responsible for suicides by bankers and who will take care of his/ her family afterwards.

8. Why there is no social life for bankers.

9. Why there is nothing recreational in a banker's life.

10. Why most of the bankers are deprived of their family/ home town most of the time in their service.

11.Why there is 3 year 5 year transfer policy.

12.Why there is lesser holidays in banks than other govt depts.

13. Why not 5 day week or shifting in banks if all other govt depts are having 5 day week.

and many more unanswered questions.

Always Your faithfully

A neglected banker

Dear colleagues is msg ko itna forward kro ki Ye Modi Ji tak pahuche tabhi ek banker ke acche din aayenge.
Fight for your rights.

aravind namani said...

SBI PO 2014 JUNE PAPER DOWNLOAD
http://targetforsbiandibps.blogspot.in/#

Anonymous said...

U really said its very bad with all we bankers.. We have lost our social life, famly life n everything coz we are bankers... We bankers can't appreciate such any scheme coz of neglecting nature of Govt for bankers.. In future everyone will hate this Growing sector coz no one wants break her fmly n social life .. Please govt listen our this prblm and understand Us as human being.

Anonymous said...

It is 100% true.we the banker not human being we are 'ass'an animal for the fullfillment of the purpose of unkind powerful person who is powered by lots off 'ass'.

s k verma said...

Union ke neta chakka ho gaye hai.

Anonymous said...

Will some one please tell me the eligibility criteria for PMJDY Scheme. I am a retired bank officer settled in Mumbai. Am I eligible to apply for a RuPay Debit Card. The PMJDY advertisement on page 11 of Sunday Times of India dated 31-08-2014 is the basis for this query.

Anonymous said...

I am a bank pensioner settled in Mumbai. What is the criteria for PMJDY SCHEME. Sunday Times dated 31-07-2014 PMJDY advertisement states that any person having a bank account can apply for a Ru Pay Card. Please clarify.

Anonymous said...

I am still surprised...why is the govt not asking bankers to build TOILETS under national cleanliness mission or whatever...